Column 12:14 10 Nov 2020

4 steps to really cheap mortgage

The National Bank stated that soon banks will take into account the income of the entire family when issuing a mortgage. Seemingly great news, but here's populism again. First, what is the entire family of the borrower: husband and wife, brother, in-laws? Whose income will they take into account? Second, it doesn't solve the problem of financial monitoring. Now one person cannot report where he/she earned money. Soon two people won't be able to tell. Nothing will transform.

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